Follow the steps below to find your CIF number,īeing an important identification detail, the CIF number is printed on your bank Passbook or Bank Account Statements and cheque books as well. This is one of the easiest and quick ways to find out your CIF number. Log in to your bank Online Banking page.Follow the steps below to find your CIF number, This is one of the easiest ways to find out your CIF number. While some banks like Dubai Islamic Bank send the CIF number to the registered email id, some of the other ways to find your bank CIF number are, In some banks in the UAE like Emirates NBD, the CIF number is part of the account number. The CIF number is provided on almost every personally addressed document that is related to the bank. So when an existing customer applies for a new product or service at the bank, the CIF number is collected and the new product or service is added to the list of existing services. It helps the banks in getting all the information about the customer in one place and also prevent fraudulent activities from the customers especially while sanctioning loans.Ĭheck: What does a bank look for while approving a Personal Loan? Whereas the CIF number gives the entire information about the customer concerning their bank.
Though banks can use the account number in retrieving the details of the customer and related data to the account, it is limited to the account. This helps them in analyzing and reviewing a customer with the right data. When the bank officials enter the CIF number in their system, they get all the personal account details of a customer.
All the details right from transaction history, loan accounts payments, credit or debit card usage, joint accounts, birthday, everything is stored under the CIF number. The CIF number is kept updated on a daily basis to ensure to keep the track of the customers rightly. Hence it’s not the same for every customer. The 8 digits CIF number in the UAE acts as the unique Customer Identification Number which gives all the account related details like accounts owned, loans, cards, etc. CIF stands for Customer Information File which is provided to every banking customer.